Nira Loan: Is Nira loan app real or fake?

This article provides information about the Nira Loan App. It covers various aspects such as whether Nira Loan App real or fake, how to get a loan from the Nira Loan App, the Nira Loan customer care number, reviews of the Nira Loan app, eligibility criteria for Nira Loan, and more.

If you need an instant personal loan or are considering taking a loan, there are many instant loan apps available in India. However, some are good, and some are fraudulent. Therefore, it is essential to know all the details about the loan-giving app before taking a loan.

We have watched videos about the Nira instant personal loan app on YouTube, read reviews on the website, and read many reviews on the Play Store. Then we have provided detailed information here about the Nira app. So let’s find out all the information about the Nira app.

What is Nira Loan App?

Nira Loan App is an instant personal loan application. With the help of this loan application, you can get a loan ranging from Rs. 5,000 to one lakh within 24 hours. You do not need any kind of guarantor or documents required for a bank to apply for a loan through this application. You don’t even need a CIBIL score to apply for a loan. Therefore, anyone can easily get a loan through it.

The CEO/Co-founder of Nira is ROHIT SEN and the Co-founder is NUPUR GUPTA. Both of their track records are very clean. The best thing is that the landing partners of Nira loan App are Muthoot Finance, Ujjivan, Liquiloans, Pincap, and many other good companies.

Nira loan eligibility criteria

If you want to take a loan from my app, you should fulfill the following Nira loan app eligibility criteria:

  • You should be an Indian citizen.
  • You should be at least 21 years old and maximum 55 years old.
  • You should have worked for at least 6 months in any government job, private company, or organization.
  • Your minimum salary should be ₹1000 Monthly.
  • you should have a CIBIL score, it should be at least 681.
  • If you have never taken a loan before, your CIBIL score should be 1, 3, 4, or 5.
  • If you do not have a CIBIL score and have never taken a loan before, you can still apply for a loan.

Also Check: 5 Best ways to earn money from Pocket News

How to download the Nira loan app?

To download the Nira loan app, you need to go to the Google Play Store and search for Nira instant personal loan. Then download and install the one that comes up first. If you want, you can also download it from their official website. On the official site of Nira, you can also take a loan without downloading the application.

Below is the official link to the Nira loan app.

Essential documents for applying for a Nira loan

Below are some essential documents you must have to apply for a loan:

  • PAN Card
  • Aadhar Card
  • Active Bank Account
  • 3 months Bank Account Statement Slip

Nira Instant Loan Services

Currently, Nira instant personal loan is offering 4 types of services, meaning 4 types of loans are being given. As mentioned below:

  • Instant Cash Loan
  • Personal Loan
  • Mobile Emi Loan
  • Small Loan

Before taking any of these loans, make sure to read the detailed review of whether the Nira loan app is real or fake so that you do not regret it later.

How to get a loan from the Nira Loan App?

If you want to take a loan from the Nira Loan App, then follow the steps below carefully, and you will get an instant loan without any hassle. First of all, install the app from the Google Play Store.

  • As soon as you open the app, the first thing you need to do is select your language.
  • Then, set how much loan you want and for how many months you want to take the loan. Below, you will see the Monthly EMI along with the interest rate. Then click on Proceed.
  • Now you will see some questions related to the Nira app, you don’t need to do anything, just click on Apply Now.
  • Then, it will ask for permission for Contact, Location, Camera, SMS, and click on I Understand below the Privacy Policy to proceed.
  • Now, connect your Aadhar card linked mobile number and verify it with OTP.
  • Then, on the Salary Details, you can select Salaried or Self Employed according to you. Below, you have to select whether your salary comes in Cash or Bank Account and enter how much salary you get.
  • After that, you have to fill in Personal Details and Loan purpose and click on Proceed.
  • Within 1 to 2 minutes, based on the details you have entered, you will know whether you are eligible for a loan or not and how much loan amount you are eligible for. Select any amount of loan and for how many months you want to take it.
  • Now, you have to fill in the Company name and the position you work in on Verify Employment. Below, you have to take Employment Verification.
  • An email verification will be sent to the email you entered, click on it to verify.
  • Now, you have to upload a Selfie, Pan Card photo and fill in the Current Address below.
  • Then click on Credit Score Check and now click on Accept. Your Credit Score will now be displayed.
  • Now, you have to fill in Reference Contact, Salaried Account Details, Bank Statement, everything. It will show you how much loan amount you are eligible for.
  • Then, update the KYC and agree to the Sanction letter and Loan Agreement.
  • Then click on Setup EMI Payments and select how you want to pay EMI and fill in its details and click on Submit, and as soon as you click on Confirm, your loan will be approved.

Your loan will be transferred to your account within 24 hours of confirmation, and you will be informed on your mobile number after the transfer.

Features of the Nira loan app

  • Below are some good things about the Nira loan app:
  • You can get a loan from the comfort of your home with your mobile.
  • You can apply for a loan without a CIBIL score.
  • If your documents are correct, you will get a loan very quickly.
  • You do not need any kind of guarantor here.
  • You get complete transparency on the Nira app.
  • So far, no inconvenience has been seen in its service.

Is the Nira Loan app real or fake?

Nira Loan is a very good instant personal loan application. Currently, it has been downloaded by more than 10 million people on the Play Store and has also received a rating of 4.4 stars. So, it can be considered a good loan app.

Nira Loan App Customer Care Details

Contact TypeEmail/ Phone / Address
Phone Number95911 96740
AddressNIRA, 2nd floor, Urban Vault Indiranagar,
16th Main Road, HAL 2nd Stage, Kodihalli
Bengaluru, Karnataka 560008
Official WebsiteWebsite


What is the interest rate charged by Nira Loan App?

The interest rate charged by Nira Loan App varies depending on factors such as the loan amount and duration. It typically ranges from 1.5% to 2.5% per month.

Is there a minimum credit score required to apply for a loan through Nira Loan App?

No, there is no minimum credit score required to apply for a loan through Nira Loan App. Even individuals with no credit history can apply for a loan.

How long does it take to receive the loan amount after approval?

Once your loan is approved, the amount is typically transferred to your bank account within 24 hours.

What are the repayment options available with Nira Loan App?

Nira Loan App offers flexible repayment options, including monthly installments (EMIs) and automatic deduction from your bank account on the due date.

Are there any hidden fees or charges associated with Nira Loan App?

No, Nira Loan App is transparent about its fees and charges. There are no hidden fees, and all applicable charges, including processing fees and late payment fees, are clearly communicated to the borrower before taking the loan.

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